{"id":10008,"date":"2023-07-25T10:00:21","date_gmt":"2023-07-25T13:00:21","guid":{"rendered":"https:\/\/muitoincrivel.com\/mx\/?p=10008"},"modified":"2023-07-25T10:00:21","modified_gmt":"2023-07-25T13:00:21","slug":"que-es-codi-y-como-funciona","status":"publish","type":"post","link":"https:\/\/muitoincrivel.com\/mx\/que-es-codi-y-como-funciona\/","title":{"rendered":"\u00bfQu\u00e9 es CoDi\u00ae y c\u00f3mo funciona?"},"content":{"rendered":"<p><span style=\"font-weight: 400\">Desarrollada por el Banco de M\u00e9xico para facilitar los pagos y cobros, <\/span><b>CoDi\u00ae es una plataforma<\/b><span style=\"font-weight: 400\"> que utiliza la tecnolog\u00eda de los c\u00f3digos QR y NFC para hacer transferencias electr\u00f3nicas de forma simple, r\u00e1pida y segura, a trav\u00e9s de tel\u00e9fonos m\u00f3viles.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">Disponible a las 24 horas del d\u00eda, 7 d\u00edas por semana, opera bajo el Sistema de Pagos Electr\u00f3nicos (SPEI) y no tiene ning\u00fan costo para quien la utiliza.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">Esta forma de pagos y cobros permite disminuir las transacciones en efectivo y mantener la seguridad de las partes involucradas.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Las ventajas de utilizarla es que:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">No tiene comisiones;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Est\u00e1 disponible las 24 horas del d\u00eda, 7 d\u00edas por semana;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Es segura, r\u00e1pida y f\u00e1cil de usar.<\/span><\/li>\n<\/ul>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"size-medium wp-image-10009 aligncenter\" src=\"https:\/\/muitoincrivel.com\/mx\/wp-content\/uploads\/2023\/07\/QUE-ES-CODI-Y-COMO-FUNCIONA-300x245.jpg\" alt=\"Qu\u00e9 es CoDi y c\u00f3mo funciona?\" width=\"300\" height=\"245\" srcset=\"https:\/\/muitoincrivel.com\/mx\/wp-content\/uploads\/2023\/07\/QUE-ES-CODI-Y-COMO-FUNCIONA-300x245.jpg 300w, https:\/\/muitoincrivel.com\/mx\/wp-content\/uploads\/2023\/07\/QUE-ES-CODI-Y-COMO-FUNCIONA.jpg 545w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<h2><span style=\"font-weight: 400\">C\u00f3mo utilizar <\/span><span style=\"font-weight: 400\">CoDi\u00ae<\/span><\/h2>\n<p><span style=\"font-weight: 400\">Para utilizar el servicio, va a necesitar de los siguientes requisitos:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Tener una cuenta de dep\u00f3sito con una instituci\u00f3n financiera;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Celular con acceso a internet;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Bajar la aplicaci\u00f3n de la instituci\u00f3n financiera.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400\">Beneficios y ventajas de<\/span><span style=\"font-weight: 400\"> CoDi\u00ae<\/span><\/h2>\n<p><span style=\"font-weight: 400\">Los beneficios y ventajas de <\/span><span style=\"font-weight: 400\">CoDi\u00ae<\/span><span style=\"font-weight: 400\"> son muchos:<\/span><\/p>\n<p><span style=\"font-weight: 400\">Para quien realiza el pago<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Transacciones r\u00e1pidas, seguras y f\u00e1ciles de hacer;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Disponibilidad 24 horas por d\u00eda en los 7 d\u00edas de la semana;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Solo necesitas de tu celular;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">No hay comisiones.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">Para quien realiza el cobro<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">No hay comisiones;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">La liquidaci\u00f3n de los pagos es hecha de inmediato;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Seguridad por no manejar efectivo;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Manejar mejor tus ingresos.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400\">D\u00f3nde pagar con CoDi\u00ae<\/span><\/h2>\n<p><span style=\"font-weight: 400\">Algunos comercios aceptan los pagos con CoDi\u00ae. Para conocer la lista de ellos, haz clic en <a href=\"https:\/\/www.codi.org.mx\/secundarias\/donde_pagar.html\">este enlace<\/a>.<\/span><\/p>\n<h2><span style=\"font-weight: 400\">Instituciones financieras que ofrecen CoDi\u00ae<\/span><\/h2>\n<p><span style=\"font-weight: 400\">Pagos y cobros con CoDi\u00ae son ofrecidos por algunas entidades financieras. Para conocerlas, haz clic <a href=\"https:\/\/www.codi.org.mx\/secundarias\/instituciones.html\">aqu\u00ed<\/a>. <\/span><\/p>\n<h2><span style=\"font-weight: 400\">C\u00f3mo validar tu cuenta<\/span><\/h2>\n<p><span style=\"font-weight: 400\">Antes de utilizar CoDi\u00ae, es necesario hacer la validaci\u00f3n del servicio en tu APP bancaria:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Ingresa en la APP de tu banco;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Elige CoDi\u00ae;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Informa el c\u00f3digo de registro que recibir\u00e1s por mensaje de texto;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Escoge la cuenta para recibir y enviar los pagos;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Recibir\u00e1s una notificaci\u00f3n confirmando la validaci\u00f3n.\u00a0<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400\">C\u00f3mo pagar con CoDi\u00ae<\/span><\/h2>\n<p><span style=\"font-weight: 400\">Puedes realizar los pagos por c\u00f3digo QR o por notificaci\u00f3n:\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">Pagar por c\u00f3digo QR<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Accede a la aplicaci\u00f3n de tu banco;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Elige CoDi\u00ae;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Selecciona la opci\u00f3n <\/span><i><span style=\"font-weight: 400\">pagar<\/span><\/i><span style=\"font-weight: 400\">;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Escanea el c\u00f3digo QR;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Revisa los datos. Para los casos en los cuales no hay el valor a ser pago, basta incluirlo;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Pon tu NIP, huella o token para autorizar el pago.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">La operaci\u00f3n ser\u00e1 confirmada con una notificaci\u00f3n para ti y para la persona a la que realizaste el pago.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Pagar por notificaci\u00f3n<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Es preciso informar el n\u00famero de tu celular a la persona para que ella te env\u00ede la notificaci\u00f3n;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Al recibirla, da clic. Autom\u00e1ticamente, ingresar\u00e1s en la aplicaci\u00f3n de tu banco;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Revisa los datos;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Pon tu NIP, huella o token para autorizar el pago.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">La operaci\u00f3n ser\u00e1 confirmada con una notificaci\u00f3n para ti y para la persona a la que realizaste el pago.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400\">C\u00f3mo cobrar con CoDi\u00ae<\/span><\/h2>\n<p><span style=\"font-weight: 400\">Puedes hacer el cobro por c\u00f3digo QR o por notificaci\u00f3n. Sigue los pasos a continuaci\u00f3n para saber c\u00f3mo hacer:<\/span><\/p>\n<p><span style=\"font-weight: 400\">Por c\u00f3digo QR<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Accede a la APP de tu banco;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Elige CoDi\u00ae;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Selecciona la opci\u00f3n <\/span><i><span style=\"font-weight: 400\">cobrar<\/span><\/i><span style=\"font-weight: 400\">;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Indica los datos del cobro;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Haz clic en generar c\u00f3digo QR;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Comparte tu c\u00f3digo QR para que la persona que te va a pagar, logre escanearlo;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Ambos recibir\u00e1n una notificaci\u00f3n cuando el pago fuera efectuado.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">Por notificaci\u00f3n<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Accede en la APP de tu banco;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Escoge CoDi\u00ae;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Haz clic en cobrar;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Ingresa los datos del cobro y el n\u00famero de celular de la persona que te va a pagar;<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Ella recibir\u00e1 una notificaci\u00f3n. Para efectuar el pago, es solo cliquear en la notificaci\u00f3n y autorizarlo.\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">M\u00e1s informaci\u00f3n acerca del servicio, visita la p\u00e1gina oficial <a href=\"https:\/\/www.codi.org.mx\/\">en este enlace<\/a>. <\/span><\/p>\n<p><span style=\"font-weight: 400\">Y si quieres m\u00e1s contenido sobre finanzas, sigue explorando este sitio.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Desarrollada por el Banco de M\u00e9xico para facilitar los pagos y cobros, CoDi\u00ae es una plataforma que utiliza la tecnolog\u00eda de los c\u00f3digos QR y NFC para hacer transferencias electr\u00f3nicas de forma simple, r\u00e1pida y segura, a trav\u00e9s de tel\u00e9fonos m\u00f3viles.\u00a0 Disponible a las 24 horas del d\u00eda, 7 d\u00edas por semana, opera bajo el [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":10009,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[607],"tags":[],"class_list":["post-10008","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-consejos-financieros"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u00bfQu\u00e9 es CoDi\u00ae y c\u00f3mo funciona? 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