The Bank of America® Travel Rewards is ideal for those looking to earn points on every purchase and enjoy greater freedom when traveling. With a simple and generous rewards program, this card offers unlimited points that can be redeemed for flights, hotels, car rentals, and more.
Perfect for those who value practicality, savings, and direct returns, the Travel Rewards card combines everyday advantages with benefits designed for travel experiences, all without charging an annual fee.
If you’re looking for a versatile card that transforms your spending into unforgettable moments around the world, keep reading to discover all the details.
Meet the Issuer
Bank of America is a leader in banking solutions that combine tradition, technology, and security. Serving millions of customers, the institution offers credit cards with real and accessible benefits for different lifestyles.
Focusing on practicality and financial return, the bank developed the Travel Rewards card to meet the needs of consumers who seek flexibility when earning and using points for travel.
This card is the right choice for those wanting the freedom to travel without being tied to limited programs or complicated categories.
Main Benefits of the Card
Welcome Offer: Earn 25,000 bonus points after spending $1,000 in the first 90 days of account opening. Points can be redeemed as a statement credit for travel expenses.
Unlimited Points: Earn 1.5 points per dollar spent on all purchases, with no specific categories or monthly activation required.
No Blackout Dates: Use points for flights, hotels, car rentals, and other travel-related expenses—without date or partner restrictions.
Flexible Redemption: Points can be redeemed directly as a travel credit on your statement, providing autonomy and ease of use.
No Annual Fee: Enjoy all card benefits without paying an annual fee.
No Foreign Transaction Fees: Ideal for frequent travelers, the card doesn’t charge extra fees on purchases made outside the United States.
Exclusive Offers Access: Cardholders can enjoy offers and discounts with selected partners and programs.
Free Additional Cards: Add authorized users to the account to accelerate point accumulation.
Contactless Payment Technology: Fast and secure in-person purchases with just a tap.
Bank Of America Travel Rewards: Fees and Commissions
The Bank of America® Travel Rewards has no annual fee, making it an economical choice even for occasional travelers.
It offers a 0% introductory APR on purchases for the first 15 billing cycles. After that period, a variable APR applies, ranging between 18.24% and 28.24%, depending on the client’s credit profile.
International purchases incur no additional charges, making it an excellent travel companion.
Terms and conditions may change at any time. To ensure you have the most current information, check the official website before applying.
Card Limit
The credit limit for the Travel Rewards card is personalized, considering the applicant’s financial history and reported income.
Customers with a solid credit score typically receive higher starting limits, with the possibility of future reviews and increases based on usage and payment behavior.
Additionally, authorized users can be added to the card, and spending can be tracked with full control, making it convenient for families and couples to accumulate points together.
Positive points
- Unlimited Points:Earn 1.5 points per dollar spent, with no accumulation limits.
- No International Fees:Excellent for frequent international travelers.
- Flexible Redemption:Use your points however and whenever you want, with no restrictions.
Negative points
- No High-Earning Categorie:Does not offer higher bonuses for specific spending categories.
- Travel-Focused Rewards:Those who rarely travel may not fully benefit from the card.
- Credit Approval Requirements:A good credit history is needed to increase approval chances.
How to Apply for Bank Of America Travel Rewards Credit Card
- Visit the official Bank of America website.
- Find the Travel Rewards credit card page.
- Click on “Apply Now” to start your application.
- Complete the form with your personal and financial information.
- Provide your annual income and contact details.
- Carefully review the terms and submit your application.
- Wait for the bank’s credit analysis and approval response.
- If approved, your card will be mailed directly to your address.
How to Contact Bank Of America Travel Rewards
- Phone: 1-800-732-9194
- Online Chat: Accessible via the website or official app
- 24/7 Support Center
- Email: Secure communication via the online banking platform
The Bank of America® Travel Rewards card combines practicality, savings, and freedom of choice. If you enjoy traveling or want a card that offers real returns on every purchase, this may be the ideal choice for you. Apply now and start earning points effortlessly.