The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® was designed for travelers who regularly fly with American Airlines and want to turn everyday purchases into valuable flight miles. It combines rewards, travel perks, and everyday utility into a practical and reliable credit card.
Whether you’re a frequent flyer or planning your next big trip, this card gives you more than just points—it delivers real benefits on the ground and in the air.
Let’s explore how this travel-focused card can fit into your financial and lifestyle plans.
Meet the Issuer
This card is part of a collaboration between Citibank and American Airlines, offering cardholders a chance to earn AAdvantage® miles through daily spending and access exclusive flight perks.
Citibank is one of the largest credit card issuers in the U.S., with a wide portfolio of cards tailored to specific needs. In this case, their airline card emphasizes travel flexibility, loyalty, and savings on American Airlines flights.
With long-standing expertise in financial services, Citi adds credibility and robust account support to the AAdvantage® experience.
Main Benefits of the Card
Welcome Bonus Offer: Earn 50,000 AAdvantage® miles by spending $2,500 within the first 3 months of account opening.
Earn on Travel and Essentials: Get 2 miles per dollar on American Airlines purchases, restaurants, and gas stations.
Earn Everywhere Else: Earn 1 mile per dollar on all other eligible purchases.
Free Checked Bag: Receive one complimentary checked bag on domestic AA flights for you and up to 4 companions.
Priority Boarding Access: Board earlier on American Airlines flights, giving you first pick of overhead space and added convenience.
In-Flight Discounts: Enjoy 25% savings on snacks and beverages when you use your card during AA flights.
Foreign Transaction Fee Waiver: Make purchases abroad without paying international transaction fees.
Vacation Package Discounts: Get 10% off eligible bookings through American Airlines Vacations.
Mobile Banking with Citi: Track rewards, view activity, and manage your account through the Citi mobile app.
Citi Aadvantage Platinum: Fees and Commissions
This card comes with a $99 annual fee, which is waived during the first year. That gives new users time to explore all the features before paying any yearly cost.
The APR is variable, ranging between 20.24% and 29.24%, depending on your credit rating. While the card offers value through travel perks, it’s most rewarding for users who avoid carrying a monthly balance.
Always check current terms directly on the issuer’s website, as rates and fees may change over time.
Card Limit
Credit limits are assigned individually, based on your credit history, income, and how you manage existing accounts. Applicants with strong credit profiles often receive higher starting limits.
Over time, Citi may review your usage and adjust your available credit. Responsible spending and on-time payments increase the chance of future credit line increases.
Positive points
- Accelerated Mile Earning:Maximize your AAdvantage® miles with 2X rewards in three popular categories.
- First Year Annual Fee Waiver:Explore all features and benefits without paying an annual fee for 12 months.
- Built-In Travel Perks:Ideal for loyal American Airlines customers who want extra value on domestic trips.
Negative points
- Annual Fee Starts in Year Two:The $99 fee applies after the first year unless a retention offer is granted.
- Airline-Specific Perks:Travel benefits mainly apply to American Airlines flights and may not be useful for those who fly with other carriers.
- Requires Good Credit:You’ll typically need a good to excellent credit score for approval.
How to Apply for Citi Aadvantage Platinum Credit Card
- Go to the official Citi or American Airlines website.
- Navigate to the credit cards section and select this card.
- Click “Apply Now” to begin the process.
- Fill out your name, income, address, and other requested details.
- Review your information and agree to the terms.
- Submit the application for review.
- Once approved, expect your card in the mail within 7–10 business days.
How to Contact Citi Aadvantage Platinum
For help with your card or application:
- Phone: 1-800-950-5114
- Live Chat: Available through the official Citi website
- Citi Mobile App: Offers full account management and customer support
- Secure Messaging: Send questions via online banking for documented replies
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is a strong option for people who fly American Airlines and want to make the most of their travel budget. With mile-earning on everyday purchases and useful travel perks like early boarding and free bags, it rewards loyalty and consistency.
If you’re ready to turn your daily expenses into free flights and smoother travel experiences, this card can help you get there faster. Apply today and start building your AAdvantage® rewards.