Continental Finance Fit Platinum Credit Card

The Continental Finance FIT™ Platinum Mastercard® is ideal for those looking to rebuild their credit history. With easy approval and monthly reporting to major credit bureaus, this card offers a real opportunity for improving your credit score.

In addition to benefits, the card provides transaction security, fraud protection, and international acceptance—making it a practical option for responsible credit users.

If you’re looking for a card that supports real credit rebuilding, keep reading to learn everything about the FIT™ Platinum Mastercard®.

Meet the Issuer

The FIT™ Platinum Mastercard® is issued by The Bank of Missouri and operated by Continental Finance, a company focused on providing credit solutions for individuals with limited or damaged credit histories.

This card is designed specifically for consumers seeking to rebuild or establish credit, offering them a structured path to financial improvement. It promotes responsible spending and provides access to everyday purchases and payments.

With features that support credit growth, the FIT™ Platinum Mastercard® helps users track progress through regular credit reporting and offers security protections for peace of mind.

Main Benefits of the Card

Accessible Approval: Designed for people with limited or poor credit, offering a simplified application process.
Credit Reporting: Monthly reporting to Equifax, Experian, and TransUnion to help rebuild your credit score.
Fraud Protection: Zero Liability Protection for unauthorized charges through Mastercard’s global network.
Credit Score Access: Free monthly credit score updates when enrolled in electronic statements.
Global Acceptance: Accepted at millions of Mastercard locations worldwide for purchases and payments.
Credit Limit Reviews: Eligible for credit limit increase consideration after six months of timely payments.
Mobile App Management: Manage payments, check balances, and track transactions through the secure mobile app.
Instant Fraud Alerts: Receive instant alerts for unusual activity to keep your account safe at all times.
Emergency Card Replacement: Quick card replacement and emergency cash advances when traveling or in emergencies.
Online Account Access: 24/7 secure online account access to monitor your card and manage your account anytime.
Custom Payment Alerts: Set up personalized alerts to remind you of payments and avoid late fees.
Contactless Payments: Tap-to-pay technology for faster, safer purchases at compatible terminals.

Continental Finance Fit Platinum: Fees and Commissions

The FIT™ Platinum Mastercard® charges a one-time program fee of $95 at the time of approval. In addition, the annual fee is $99 for the first year and increases to $125 from the second year.

This card carries a fixed APR of 35.90% for both purchases and cash advances, which is significantly above the industry average. A 3% foreign transaction fee applies to all purchases made outside the U.S. All rates and fees are subject to change without prior notice.

Card Limit

The FIT™ Platinum Mastercard® starts with a $400 credit limit. After six consecutive on-time payments, you may qualify for an automatic credit line increase up to $800.

A higher limit can positively impact your credit utilization ratio, which plays a key role in building your credit score.

Positive points

  • Simple Approval Process:
    Designed for those with limited or poor credit, offering easier approval.
  • Builds Credit:
    YReports monthly to all three major credit bureaus to help build your score.
  • Security Features:
    Includes zero fraud liability and access to your monthly credit score.

Negative points

  • High Fees:
    Includes setup, annual, and monthly fees that raise the card’s total cost.
  • High APR:
    Fixed 35.90% APR makes carrying a balance expensive.
  • No Rewards:
    Does not offer cashback, travel points, or purchase rewards.

How to Apply for Continental Finance Fit Platinum Credit Card

  1. Visit the official Continental Finance website
  2. Click on “Apply Now” to start the process
  3. Fill out the application with your personal and financial information
  4. Review and submit your request
  5. Wait for credit evaluation and approval
  6. Once approved, your card will be mailed to your address
VISIT THE OFFICIAL WEBSITE
You will be redirected to the card website

How to Contact Continental Finance Fit Platinum

If you need help or have questions, use these support channels:

  • Phone: 1-866-449-4514
  • Online Support: Available via the official website
  • Mobile App: Manage your account and track expenses
  • Email: Through the Continental Finance customer platform

The FIT™ Platinum Mastercard® is a practical option for those looking to rebuild their credit with the help of structured tools and consistent reporting. However, make sure to review the card’s fees and interest rates carefully before applying. If your goal is to re-establish your creditworthiness, this card can be a valuable first step.

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