Your dream car isn’t out of reach. With the right steps, you can get closer than you think. Take a look at the different ways you can make it happen—starting right here, right now!
Compare auto loans, leasing deals, and dealership offers to find the most affordable path to owning your car.
Yes, it’s possible. Discover car financing options available even with poor or limited credit history.
Need a vehicle but short on cash? Learn how to finance a car with little or no money upfront.
Getting pre-approved helps you understand your budget and gives you stronger leverage when negotiating with dealers.
Explore bank loans, credit union financing, and dealer offers. Each has unique rates, terms, and approval requirements.
Credit Unions often provide better interest rates than traditional banks. In addition to lower fees, they offer personalized service and more flexible approval criteria, especially helpful for borrowers with average or limited credit history.
Bank of America provides auto loans with competitive rates and flexible repayment terms. You can finance new or used vehicles, lease buyouts, and even refinance your current loan with their easy application process.
Capital One Auto Navigator lets buyers pre-qualify online with no impact on their credit. Users can compare multiple loan offers and calculate payments before even visiting a dealership, offering convenience and transparency.
LightStream offers unsecured auto loans with low rates for borrowers with strong credit. There are no fees, and the fully digital process ensures quick approvals—making it ideal for buyers who want simplicity and speed.
Carvana delivers a completely online car buying and financing experience. You can get pre-qualified in minutes and choose from thousands of vehicles with financing terms that match your credit profile—all from the comfort of home.
Kia Finance America offers special programs for eligible buyers, including 0% APR deals, low monthly payments, and cash-back offers. Financing is available for both new Kia vehicles and certified pre-owned models.
Your credit score plays a major role in determining your auto loan interest rates, repayment terms, and chances of approval.
If your credit is less than ideal, improving it—even slightly—can lead to significant savings over the life of your loan. Paying bills on time, reducing outstanding debt, and checking your credit report for errors are good starting points.
We’ve selected car financing options that match your profile.