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U.S. Bank Cash+ Signature Credit Card

Customize your rewards and maximize cashback with the U.S. Bank Cash+® Visa Signature® Card.

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The U.S. Bank Cash+® Visa Signature® Card gives you control over your rewards by letting you choose the categories that earn the most cashback. It’s a flexible option that turns everyday spending into smart financial benefits.

Beyond the ability to customize your rewards, the card offers strong cashback potential, built-in protection benefits, and a complete digital experience—all backed by one of the most trusted banks in the United States.

Keep reading to find out how the Cash+ Visa Signature can help you turn every purchase into real and consistent value.

Best benefits of the card:

This card gives you the freedom to optimize your rewards every quarter:

    • 5% cashback:
      Choose two categories each quarter and earn 5% back on up to $2,000 in purchases.
    • 2% cashback:
      Select an additional everyday category and earn 2% back automatically.
    • 1% cashback:
      Unlimited 1% cashback on all other purchases with no restrictions.
    • No annual fee:
      Enjoy all the benefits without paying a yearly fee.
    • Powerful mobile app:
      Track spending, select categories, and receive real-time alerts easily.

Why the U.S. Bank Cash+ Signature Card Is a Smart Choice

The U.S. Bank Cash+ Visa Signature® is one of the few cashback cards that truly puts the power in your hands. With the ability to choose your top-earning categories, you can maximize your rewards based on your personal spending habits—whether you’re focused on streaming services, utilities, or restaurants.

What makes this card even more appealing is that you continue to earn cashback on all other purchases. Even outside the bonus categories, you’re still getting a return on every dollar spent, which makes it a smart option for daily use.

The U.S. Bank Mobile App enhances your experience with an intuitive design that makes managing your card simple. From viewing cashback totals to selecting categories and receiving alerts, it keeps you in control with ease and efficiency.

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Is the Security of the U.S. Bank Cash+ Signature Card Reliable?

Security is a key feature of the U.S. Bank Cash+ Visa Signature® Card. It comes equipped with EMV chip and contactless payment technology, plus advanced encryption that protects your data during every transaction.

All purchases are monitored around the clock using smart fraud detection tools. If any suspicious activity is identified, you’ll receive instant alerts so you can act quickly. You also have the option to freeze or unfreeze your card, change your PIN, and dispute transactions—all from the mobile app.

As a Visa Signature® cardholder, you also get access to additional protections like purchase security, car rental insurance, travel assistance, and exclusive offers—adding even more peace of mind.

If you ever need help, U.S. Bank’s customer service is ready to provide fast, responsive support whenever you need it.

The U.S. Bank Cash+® Visa Signature® Card is perfect for those who want personalized rewards, strong security features, and the freedom to make their card work for them. With flexible cashback, zero annual fees, and trusted support from U.S. Bank, this card delivers a smarter way to spend. Apply today and start turning everyday purchases into meaningful cashback.