Wells Fargo Attune credit card offers one of the most comprehensive cashback programs on the market. With this card, your major expenses earn rewards, and new customers are also entitled to a $100 welcome bonus.
Another standout feature of this payment method is the annual fee waiver. That’s right, you get access to amazing benefits and never have to worry about unnecessary fees that weigh on your monthly budget.
Keep following us to learn more details about everything this credit card has to offer. Also, check out how to apply for yours easily today!
Meet the Issuer
Wells Fargo Attune is issued by one of the most traditional and recognized banks in the United States: Wells Fargo. Founded in 1852, the bank boasts over 170 years of history and credibility in the American financial sector.
In addition to offering a variety of financial products, Wells Fargo is known for its focus on innovation, security, and customer service. Its national presence ensures easy access to services both online and in-person.
With millions of customers and a strong reputation in the market, the bank is one of the largest credit card issuers in the U.S. This provides more confidence for those seeking convenience and quality support.
Main Benefits of the Card
4% cashback on selected categories: You earn 4% cashback on purchases related to wellness, entertainment, and sustainability. This includes gyms, yoga studios, concert tickets, cinemas, public transport, and eco-friendly stores. It’s perfect for those with an active and conscious lifestyle.
1% cashback on all other purchases: Even when you make purchases outside of the higher-return categories, you still earn 1% cashback. This ensures that all your expenses generate some kind of reward. A smart way to maximize card usage daily.
$100 welcome bonus: By spending at least $500 in the first three months after approval, you will receive a $100 bonus. This amount is credited directly as cashback. A simple way to earn extra money right from the start.
No annual fee: You don’t pay any annual fee to keep the card active. This means you can enjoy all the benefits without a fixed cost. A great option for those who want savings without giving up rewards.
Mobile phone protection: By paying your mobile phone bill with the Attune, you get coverage for damage or theft of your device. Protection covers up to $600 per incident, with a $25 deductible. Extra peace of mind for those who are always connected.
Identity theft protection: The card includes a monitoring and alert system for misuse of your personal data. You get specialized support if you suspect fraud or identity theft. A vital feature in times of digital crime.
Car rental insurance: When you use the Attune to rent a car, you receive coverage for damage or theft of the vehicle. This saves you extra costs on rental insurance and ensures more convenience during travels. Just decline the rental insurance and pay with the card.
Concierge and lifestyle services: You can count on 24-hour personal assistance to book restaurants, plan trips, buy tickets, and more. It’s like having an assistant always available to make your routine easier. All this with no additional cost.
Wells Fargo Attune Credit Card: Fees and Commissions
The Wells Fargo Attune offers a 0% introductory APR on purchases for 12 months. After this period, a variable APR applies between 19.24% and 29.24%, depending on your credit.
International transaction fees are 3% per transaction. For balance transfers, the fee is $5 or 3% of the transferred amount (whichever is greater) for the first 120 days; after that, 5% or $5, whichever is greater.
Note: Fees and commissions may be changed by the issuer without prior notice. Always check the updated terms before applying for the card.
Card Limit
The credit limit for the Wells Fargo Attune varies depending on the applicant’s profile, considering factors such as credit history and income. Users report initial limits starting at $4,000, with the possibility of an increase upon reevaluation.
To request a credit limit increase, you can contact the bank or make the request through the online portal. Maintaining a good payment history and responsible credit usage increases the chances of approval.
Positive points
- Rewards aligned with lifestyle:Cashback on categories that encourage wellness and sustainability.
- No annual fee:Guaranteed savings without annual fees.
- Attractive welcome bonus:$100 after spending $500 in the first 3 months.
Negative points
- International transaction fee:3% per transaction outside the U.S.
- Limited cashback categories:Only certain categories earn 4% cashback.
- Variable APR after the introductory period:Rates can be high depending on credit.
How to Apply for Wells Fargo Attune Credit Card
- Visit the official Wells Fargo website.
- Find the Attune card section.
- Click “Apply Now” to start the application.
- Fill out the form with your personal and financial information.
- Review the information provided and submit the application.
- Wait for the credit review and bank response.
- If approved, the card will be sent to your registered address.
- Activate the card and start using it to enjoy the benefits.
How to Contact Wells Fargo
For questions or support, contact Wells Fargo through the following channels:
- Phone: 1-800-642-4720
- Customer Service: Available 24 hours a day.
- Email: Visit the official website to send secure messages.
- Online Chat: Available through the Wells Fargo Mobile app or logged-in section of the official website.
If you’re looking for a card that combines savings and consciousness, the Attune might be the perfect choice. Visit the Wells Fargo website and apply for yours today!